First-Time Home Buyer, New to Canada: Tailored Guidance for Your First Step Into Homeownership.

We’ll make everything seamless, stress-free, and smart.
There are several valuable programs available for first-time home buyers, and in many cases, you can still qualify even if you’ve owned a home before.
Available first-time buyer programs include:
• Home Buyers’ Plan (HBP)
• First Home Savings Account (FHSA)
• First-Time Home Buyers’ Tax Credit (HBTC)
• GST New Housing Rebate for First-Time Buyers (when applicable)
How re-qualifying works:
You’re considered a first-time home buyer again if you haven’t lived in a home you owned or a home your spouse or partner owned during the current year or the previous four calendar years. It’s based on where you lived, not what you owned, so you may still qualify even if you’ve owned a rental property.
If you’ve gone through a separation and have lived apart for at least 90 days, you can re-qualify immediately, as long as you’re not living in a home owned by your former spouse or partner.
If you’d like me to confirm which programs you qualify for or help you plan your next steps, contact me anytime. I’m here to walk you through everything.